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Powered by Genius · Sydney's AI broker

Loans Smarter. Consolidate Faster.Powered by Genius.

See in 60 seconds how much you could save by refinancing your home loan or consolidating high-interest debt — no credit check, no obligation.

No credit impact · Australian Credit Licence · ASIC registered

$8.4k
avg. yearly saving
60 sec
to pre-qualify
42+
lenders compared
0
credit impact
Licensed broker (ACL)
CDR Open Banking ready
CallGenius voice AI
ASIC registered
Features

One platform. Every angle of your debt.

Built end-to-end for Australian borrowers — from first snapshot to settlement and beyond.

Soft pre-qualification

Instant eligibility score with zero credit impact. See which of 42+ lenders are likely to approve you in under a minute.

AI Coach, 24/7

Ask anything about your debts, scenarios, or paperwork. RAG-powered intelligence with built-in responsible-lending disclaimers.

CallGenius voice broker

Prefer to talk? One tap connects you to our AI broker — or escalates straight to Barry when human eyes are needed.

Residential refi & consolidation

Home loans, investment loans, credit cards, personal loans and car finance — all consolidated into one optimised picture.

Commercial finance

Business loans, equipment finance and commercial property refinancing with lender criteria matched to your structure.

Scenario simulator

What-if sliders, break-even calculators and amortisation charts — make the maths impossible to argue with.

How it works

From confusion to clarity in 3 steps.

  1. 01

    Snapshot your debts

    Tell us what you owe — or securely connect via CDR Open Banking. Drag-and-drop statements and we'll OCR the rest.

  2. 02

    Get matched, instantly

    Our AI ranks lenders by approval probability and savings. No credit check, no surprises.

  3. 03

    Apply with one tap

    Auto-populated application, real-time pipeline tracking, and Barry on standby for anything the AI can't handle.

Sydney loves us

Real savings. Real people.

Saved us $643 a month consolidating two cards and a personal loan into our mortgage. Barry's team made it painless.

Priya & Daniel
Owner-occupiers, Parramatta

I asked the AI coach at 11pm on a Sunday and had a real answer in seconds. Then Barry called Monday with a plan.

James K.
Property investor, Newtown

Refinanced our café fit-out loan. Cash flow improved overnight — and we actually understood every fee.

Mei L.
Café owner, Surry Hills

See your savings in 60 seconds.

No credit check. No obligation. Just clarity on what you could be saving.

General information only. Consider your circumstances before acting.